California FHA Home Mortgage Loans - VanDyk Mortgage - California FHA Lender. VanDyk Mortgage is your source for FHA Loans in California.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender. We offer many loan programs for California Homebuyers and California Homeowners to Purchase and refinance homes.

• FHA Purchase Loans
• FHA Refinance Loans
• FHA Jumbo (aka High Balance)
• FHA Streamline Loans

California FHA Loans are available up to $729,750 with just 3.5% down payment in high cost counties. The FHA 2012 Loan Limit for California is up to $729,750.   California FHA Loans that are over $417K up to $729,750 are called FHA Jumbo or FHA High Balance loans.  Check your counties California 2012 FHA Loan limits here.

Here are some links to local California information:

• California State Website
• California State Agency List
• California Crime Maps
• California Statistics, Demographics, & Info
• California Real Estate
• California School info
• California Wiki

FHA Home loans in California:

• FHA Home Loans require just 3.5% downpayment
• FHA Jumbo Loans up to $729,750 (aka FHA High Balance)
• The $729,750 is the base loan amount - the California FHA Loan Limit of $729,750 does not have to include the UFMIP (FHA's Upfront Mortgage Insurance Premium, which is usually financed into your loan amount)
• The Seller can pay up to 3% of your closing and settlement costs.
• Minimum score for most FHA Home Loans is just 620, even on FHA High balance or FHA Jumbo.
• You can receive a gift of funds for your Downpayment and closing costs from Family
• FHA Condominium requirements include at least a 51% owner occupancy ratio, no outstanding lawsuits against the Homeowners Association - call for details.
• FHA Loans allow non-occupying co-borrowers such as parents and siblings.
• We offer FHA 203K Rehab and FHA 203K Streamline Rehab loans

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.

Go with the Government Loan Pros, go with VanDyk. Visit us at www.vandykfunding.com or call Brian Skaar at 866-900-2342 for help with your FHA or VA loan. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, VA Jumbo, Conforming & Jumbo Loans, FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).