2012 California VA Loan Limits.

The Veterans Administration has released the 2012 VA Loan Limits for California. While they stated that Congress may increase these limits, they will not go down.  The formula for generating the VA Loan Limits was altered by Congress in 2008, and has now been altered again.   

The VA Jumbo Loan allows Veterans and Active Duty Military Personnel to purchase homes in higher cost areas such as California and Washington at loan amounts much higher than the old VA limits.

Some examples in California are: Veterans in Los Angeles, Orange County, Ventura, Brea, Pasadena, Irvine, Costa Mesa, Huntington Beach, and Long Beach may qualify for a 100% VA Jumbo loan up to $621,000. San Diego County cities including San Diego, Oceanside, Chula Vista, El Cajon, Encinitas, Carlsbad, San Marcos, Escondido, Rancho Bernardo, la Mesa and National City a Vet can borrow up to $477,000 with no money down when buying a house. San Jose vets can go up to $625,500 with no money down VA Purchase Loan. Bay Area Vets buying a home in San Francisco, Alameda, Oakland, Fremont, Contra Costa, Marin, San Mateo, Daly City, etc can qualify up to $625,500 for a 100% VA Loan as well.  We also offer VA Loans that exceed these limits with the appropriate amount of Down payment on purchases, or equity on Refinances. 

VanDyk Mortgage is a proud VA Lender serving many states including California, Washington, Texas, Florida, and more.

VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

We have compiled the California VA Loan limits for 2012 by county below. 

State County 2012 VA Loan Limit

CA ALAMEDA $625,500

CA ALPINE $417,000

CA AMADOR $417,000

CA BUTTE $417,000

CA CALAVERAS $417,000

CA COLUSA $417,000

CA CONTRA COSTA $625,500

CA DEL NORTE $417,000

CA EL DORADO $417,000

CA FRESNO $417,000

CA GLENN $417,000

CA HUMBOLDT $417,000

CA IMPERIAL $417,000

CA INYO $417,000

CA KERN $417,000

CA KINGS $417,000

CA LAKE $417,000

CA LASSEN $417,000

CA LOS ANGELES $621,000

CA MADERA $417,000

CA MARIN $625,500

\CA MARIPOSA $417,000

CA MENDOCINO $417,000

CA MERCED $417,000

CA MODOC $417,000

CA MONO $417,000

CA MONTEREY $417,000

CA MONO $417,000

CA NAPA $460,000

CA NEVADA $417,000

CA ORANGE $621,000

CA PLACER $417,000

CA PLUMAS $417,000

CA RIVERSIDE $417,000

CA SACRAMENTO $417,000

CA SAN BENITO $625,500

CA SAN BERNARDINO $417,000

CA SAN DIEGO $477,000

CA SAN FRANCISCO $625,500

CA SAN JOAQUIN $417,000

CA SAN LUIS OBISPO $457,700

CA SAN MATEO $625,500

CA SANTA BARBARA $598,000

CA SANTA CLARA $625,500

CA SANTA CRUZ $610,650

CA SHASTA $417,000

CA SIERRA $417,000

CA SISKIYOU $417,000

CA SOLANO $417,000

CA SONOMA $419,750

CA STANISLAUS $417,000

CA SUTTER $417,000

CA TEHAMA $417,000

CA TRINITY $417,000

CA TULARE $417,000

CA TUOLUMNE $417,000

CA VENTURA $518,650

CA YOLO $417,000

CA YUBA $417,000

If you need a VA loan for a higher amount than your county loan limit, please call us. We do offer VA loans over the county loan limits for Purchase, Refinance, and VA IRRRL Streamline Refinance (aka VA Streamline). Call Brian Skaar at 760-752-4480 to get started.

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Call Today to find out about best loan for your family. 
or simply apply online via our link.
www.vandykfunding.com/getpreapprovednow

Brian Skaar
Branch Manager
VanDyk Mortgage
 
Toll Free (866) 900-2342     
Office (760) 752-4480
Fax (760) 454-3888
Email: 
Info@VanDykfunding.com   

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We proudly serve the following Cities in California: Anaheim, Bakersfield, Carlsbad, Chula Vista, Corona, Coronado, Encinitas, Escondido, Fremont, Fresno, Huntington Beach, Irvine, Lake Elsinore, Long Beach, Los Angeles, Menifee, Monterey, Moreno Valley, Murrieta, National City, Oakland, Oceanside, Pasadena, Poway, Rancho Bernardo, Riverside, Sacramento, San Bernardino, San Diego, San Francisco, San Jose, San Marcos, San Mateo, Santa Ana, Santa Barbara, Santa Clara, Santa Monica, Santa Rosa, Temecula, Ventura, Vista, Wildomar

We proudly serve the following Cities in Washington: Auburn, Bellevue, Bellingham, Bonney Lake, Bothell, Bremerton, Edmonds, Everett, Federal Way, Kent, Kirkland, Lacey, Lake Stevens, Lynnwood, Monroe, Mukilteo, Puyallup, Redmond, Renton, Seattle, Spokane, Tacoma, Vancouver, Wenatchee, Woodinville, Yakima 

VanDyk Mortgage funds VA & FHA Loans Direct. 

We are a Nationwide Mortgage Banker.
We offer quality mortgage solutions for both residential & commercial.
Call today to find out how we are different and what that means to you.

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VanDyk Mortgage is a private company specializing in FHA & VA financing,  VanDyk Mortgage Corp is not a government agency.

NMLS ID:  3035 - VanDyk Mortgage Corp   NMLS ID  220268   Brian Skaar Loan Originator

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