Washington Mortgage Loans

VanDyk Mortgage offers Residential Purchase Money, Refinance, Home Equity & Construction loans for homes throughout Washington.  When you are looking for the right financing on your new Washington property, existing Washington home, or Washington investment property, call us first.

We offer Safe, Secure financing solutions custom matched to your financial situation & needs. We offer FHA & VA government backed loans, Fannie & Freddie Conventional loans, Jumbo financing, Reverse Mortgage for seniors, & many alternative loans as well. By the way, FHA Loans and VA Loans aren't just for first time homebuyers anymore. We can even help families facing bankruptcy avoid Bankruptcy altogether or emerge from an existing bankruptcy into a better loan. Our goal is to provide quality mortgage solutions for every client we work with, so as to earn your future business and your referrals.

When you find the home of your dreams, you don't want to gamble with your financing.  Call Brian Skaar and VanDyk Mortgage to ensure that you receive the best quality mortgage solution for your next dream home.

Stay current on the Mortgage Market by visiting our website at www.VanDykFunding.com.

VanDyk Mortgage offers mortgage loans for:

  • Purchase
  • Refinance
  • Home Equity
  • Reverse Mortgage for Seniors

VanDyk Mortgage offers a full spectrum of Residential Mortgage loans including:

  • VA, FHA, and USDA government backed loans
  • Fannie Mae & Freddie Mac conventional loans (FNMA & FHLMC)
  • VA Loans & VA Jumbo Loans – VA Loan amounts up to $2m.  No down payment required for qualified Veterans with full entitlement available. 
  • VA Loans & VA Jumbo Loans - Loan amounts up to $2m (may require equity/down if your entitlement is currently utilized.
  • FHA Loans for purchase and refinance
  • FHA Jumbo Loans in high-cost counties
  • Zero down payment FHA Loans
  • Down Payment Assistance
  • First Time Homebuyer Loans
  • Jumbo Loans - up to $3m (loans over $726,200)
  • Super Jumbo Loans - up to $10M
  • 2nd Chance or Near Miss Loans - shorter wait periods for Bankruptcy, Foreclosure, Short Sale
  • Asset Depletion Loans
  • ITIN, Foreign National, and DSCR Cash Flow Investor loans
  • Piggyback/ Combo loans - allows you to exceed $726K without Jumbo financing
  • Reverse Mortgages

We service all major metropolitan areas of Washington as well as outlying areas:

Click here to find out the new loan limits for FHA, Fannie & Freddie in your area: 

2023 Washington Conventional Loan Limits - Fannie & Freddie

2022 Washington FHA Loan Limits

2023 Washington VA Loan Limits


We serve all of the following areas in Washington:  Seattle, Greenwood, Bellevue, Kirkland, Redmond, Issaquah, Renton, Snoqualmie, North Bend, Carnation, Woodinville, Bothell, Kenmore, Shoreline, Shorewood, Edmonds, Northgate, University District, Queen Anne, Fremont, Magnolia, West Seattle, Bainbridge, Bremerton, Port Orchard, Port Angeles, Winslow, Keystone, Poulsbo, Sequim, Midway, Redondo, Des Moines, Kent, Auburn, Mercer Island, Snohomish, Everett, Lynnwood, Silver Lake, Marysville, Puyallup, Mill Creek, Duvall, Sammamish, Mountlake Terrace, Mukilteo, Monroe, Sultan, Goldbar, Lake Stevens, Arlington, Smoky Point, Burlington, Bellingham, Blaine, Ferndale, Oak Harbor, Stanwood, Anacortes, Mt. Vernon, Deming, Sedro Wooley, Yakima, Selah, Union Gap, Naches, Ellensburg, Kittitas, Richland, Benton City, Prosser, Mabton, Sunnyside, Granger, Buena, Zillah, Toppenish, Wapato, Kennewick, Pasco, Ritzville, Moses Lake, Wenatchee, Glacier, cashmere, port townsend, Gig Harbor, Tukwila, Covington, Maple Valley, Black Diamond, Enumclaw, Buckley, Bonney Lake, Lakewood, University Place, Tacoma, Dupont, Spanaway, Graham, Yelm, Olympia, Tumwater, Vancouver, Lacey, Centralia, Chehalis, Longview, Kelso, Battleground, Brush Prairie, Washougal, Camas, Spokane, Spokane Valley, Liberty Lake, Newman Lake, Colbert, Deer Park, Newport, Airway Heights, Medical Lake, Cheney, Reardan, Davenport, Mead, Greenacres, Veradale, Nine Mile, 7 Mile, five Mile, Juanita, Wedgewood, rainier, Ballard, Phinney Ridge, Green Lake, and more.

Call us today to get started on your new home purchase - 866-900-2342 toll free, talk or text Brian direct at 760-752-4480 or get started online here:  Get Pre-Approved Now.

Washington State Loan Limits by county here:

WA Conforming Loan Limits

WA FHA Loan Limits

WA VA Loan Limits 

Ready to get started on your new loan?  Have a Question for the Loan Pros?

>>  Call 866-900-2342 toll free 

>>  Call or Text at 760-752-4480

>>  Email bskaar@vandykmortgage.com

>>  Fill out the form below