Here are the FHA Loan limits by county:

** all counties not listed are capped at $271,050 for 2009.

Please contact us direct if you have questions regarding your options.

County Name		State	One-Unit Limit
Aleutians West Census Area		AK	$349,600
Anchorage Municipality		AK	$290,950
Juneau City and Borough		AK	$349,600
Ketchikan Gateway Borough		AK	$322,000
Kodiak Island Borough		AK	$317,400
Matanuska-Susitna Borough		AK	$290,950
North Slope Borough		AK	$301,300
Sitka City and Borough		AK	$340,400
Wrangell-Petersburg Census Area		AK	$301,300
Yakutat City and Borough		AK	$381,800
Coconino County		AZ	$333,500
Alameda County		CA	$625,500
Alpine County		CA	$463,450
Amador County		CA	$332,350
Butte County		CA	$293,250
Calaveras County		CA	$373,750
Contra Costa County		CA	$625,500
El Dorado County		CA	$474,950
Fresno County		CA	$281,750
Humboldt County		CA	$327,750
Inyo County		CA	$369,150
Los Angeles County		CA	$625,500
Marin County		CA	$625,500
Mariposa County		CA	$322,000
Mendocino County		CA	$373,750
Mono County		CA	$529,000
Monterey County		CA	$483,000
Napa County		CA	$592,250
Nevada County		CA	$477,250
Orange County		CA	$625,500
Placer County		CA	$474,950
Plumas County		CA	$336,950
Riverside County		CA	$355,350
Sacramento County		CA	$474,950
San Benito County		CA	$625,500
San Bernardino County		CA	$355,350
San Diego County		CA	$546,250
San Francisco County		CA	$625,500
San Joaquin County		CA	$304,750
San Luis Obispo County		CA	$561,200
San Mateo County		CA	$625,500
Santa Barbara County		CA	$603,750
Santa Clara County		CA	$625,500
Santa Cruz County		CA	$625,500
Shasta County		CA	$273,700
Solano County		CA	$400,200
Sonoma County		CA	$520,950
Stanislaus County		CA	$276,000
Tuolumne County		CA	$331,200
Ventura County		CA	$598,000
Yolo County		CA	$474,950
Adams County		CO	$368,000
Arapahoe County		CO	$368,000
Archuleta County		CO	$285,200
Boulder County		CO	$402,500
Broomfield County		CO	$368,000
Chaffee County		CO	$274,850
Clear Creek County		CO	$368,000
Denver County		CO	$368,000
Douglas County		CO	$368,000
Eagle County		CO	$625,500
Elbert County		CO	$368,000
Garfield County		CO	$414,000
Gilpin County		CO	$368,000
Grand County		CO	$309,350
Gunnison County		CO	$357,650
Hinsdale County		CO	$423,200
Jefferson County		CO	$368,000
La Plata County		CO	$379,500
Lake County		CO	$625,500
Ouray County		CO	$419,750
Park County		CO	$368,000
Pitkin County		CO	$625,500
Routt County		CO	$625,500
San Miguel County		CO	$625,500
Summit County		CO	$625,500
Fairfield County		CT	$511,750
Hartford County		CT	$320,850
Litchfield County		CT	$357,650
Middlesex County		CT	$320,850
New Haven County		CT	$305,900
New London County		CT	$280,600
Tolland County		CT	$320,850
Windham County		CT	$271,400
District of Columbia		DC	$625,500
New Castle County		DE	$379,500
Sussex County		DE	$316,250
Baker County		FL	$304,750
Broward County		FL	$345,000
Clay County		FL	$304,750
Collier County		FL	$448,500
Duval County		FL	$304,750
Lake County		FL	$274,850
Manatee County		FL	$285,200
Martin County		FL	$316,250
Miami-Dade County		FL	$345,000
Monroe County		FL	$529,000
Nassau County		FL	$304,750
Orange County		FL	$274,850
Osceola County		FL	$274,850
Palm Beach County		FL	$345,000
Sarasota County		FL	$285,200
Seminole County		FL	$274,850
St. Johns County		FL	$304,750
St. Lucie County		FL	$316,250
Walton County		FL	$325,450
Barrow County		GA	$320,850
Bartow County		GA	$320,850
Butts County		GA	$320,850
Carroll County		GA	$320,850
Cherokee County		GA	$320,850
Clarke County		GA	$292,100
Clayton County		GA	$320,850
Cobb County		GA	$320,850
Coweta County		GA	$320,850
Dawson County		GA	$320,850
DeKalb County		GA	$320,850
Douglas County		GA	$320,850
Fayette County		GA	$320,850
Forsyth County		GA	$320,850
Fulton County		GA	$320,850
Greene County		GA	$515,200
Gwinnett County		GA	$320,850
Haralson County		GA	$320,850
Heard County		GA	$320,850
Henry County		GA	$320,850
Jasper County		GA	$320,850
Lamar County		GA	$320,850
Madison County		GA	$292,100
Meriwether County		GA	$320,850
Newton County		GA	$320,850
Oconee County		GA	$292,100
Oglethorpe County		GA	$292,100
Paulding County		GA	$320,850
Pickens County		GA	$320,850
Pike County		GA	$320,850
Rockdale County		GA	$320,850
Spalding County		GA	$320,850
Walton County		GA	$320,850
Guam		GU	$563,500
Hawaii County		HI	$368,000
Honolulu County		HI	$721,050
Kalawao County		HI	$603,750
Kauai County		HI	$713,000
Maui County		HI	$626,750
Blaine County		ID	$457,700
Teton County		ID	$625,500
Valley County		ID	$272,550
Boone County		IL	$339,250
Cook County		IL	$365,700
DeKalb County		IL	$365,700
DuPage County		IL	$365,700
Grundy County		IL	$365,700
Kane County		IL	$365,700
Kendall County		IL	$365,700
Lake County		IL	$365,700
McHenry County		IL	$365,700
Will County		IL	$365,700
Winnebago County		IL	$339,250
Jasper County		IN	$365,700
Lake County		IN	$365,700
Newton County		IN	$365,700
Porter County		IN	$365,700
Barnstable County		MA	$405,950
Bristol County		MA	$426,650
Dukes County		MA	$625,500
Essex County		MA	$465,750
Middlesex County		MA	$465,750
Nantucket County		MA	$625,500
Norfolk County		MA	$465,750
Plymouth County		MA	$465,750
Suffolk County		MA	$465,750
Worcester County		MA	$285,200
Anne Arundel County		MD	$494,500
Baltimore city		MD	$494,500
Baltimore County		MD	$494,500
Calvert County		MD	$625,500
Carroll County		MD	$494,500
Cecil County		MD	$379,500
Charles County		MD	$625,500
Frederick County		MD	$625,500
Harford County		MD	$494,500
Howard County		MD	$494,500
Kent County		MD	$290,950
Montgomery County		MD	$625,500
Prince George's County		MD	$625,500
Queen Anne's County		MD	$494,500
St. Mary's County		MD	$347,300
Talbot County		MD	$382,950
Worcester County		MD	$310,500
Cumberland County		ME	$272,550
Hancock County		ME	$271,400
Knox County		ME	$279,450
Sagadahoc County		ME	$272,550
York County		ME	$272,550
Anoka County		MN	$318,550
Carver County		MN	$318,550
Chisago County		MN	$318,550
Cook County		MN	$282,900
Dakota County		MN	$318,550
Hennepin County		MN	$318,550
Isanti County		MN	$318,550
Ramsey County		MN	$318,550
Scott County		MN	$318,550
Sherburne County		MN	$318,550
Washington County		MN	$318,550
Wright County		MN	$318,550
Northern Islands Municipality		MP	$524,400
Rota Municipality		MP	$410,550
Saipan Municipality		MP	$529,000
Tinian Municipality		MP	$532,450
Flathead County		MT	$301,300
Gallatin County		MT	$346,150
Jefferson County		MT	$277,150
Lewis and Clark County		MT	$277,150
Madison County		MT	$281,750
Missoula County		MT	$282,900
Sweet Grass County		MT	$280,600
Camden County		NC	$625,500
Chatham County		NC	$334,650
Currituck County		NC	$458,850
Dare County		NC	$391,000
Durham County		NC	$334,650
Hyde County		NC	$483,000
Orange County		NC	$334,650
Pasquotank County		NC	$625,500
Perquimans County		NC	$625,500
Person County		NC	$334,650
Hillsborough County		NH	$295,550
Rockingham County		NH	$465,750
Strafford County		NH	$465,750
Atlantic County		NJ	$316,250
Bergen County		NJ	$625,500
Burlington County		NJ	$379,500
Camden County		NJ	$379,500
Cape May County		NJ	$414,000
Essex County		NJ	$625,500
Gloucester County		NJ	$379,500
Hudson County		NJ	$625,500
Hunterdon County		NJ	$625,500
Mercer County		NJ	$345,000
Middlesex County		NJ	$625,500
Monmouth County		NJ	$625,500
Morris County		NJ	$625,500
Ocean County		NJ	$625,500
Passaic County		NJ	$625,500
Salem County		NJ	$379,500
Somerset County		NJ	$625,500
Sussex County		NJ	$625,500
Union County		NJ	$625,500
Warren County		NJ	$305,900
Los Alamos County		NM	$380,650
Santa Fe County		NM	$368,000
Carson City		NV	$286,350
Clark County		NV	$287,500
Douglas County		NV	$350,750
Storey County		NV	$325,450
Washoe County		NV	$325,450
Bronx County		NY	$625,500
Dutchess County		NY	$356,500
Kings County		NY	$625,500
Nassau County		NY	$625,500
New York County		NY	$625,500
Orange County		NY	$356,500
Putnam County		NY	$625,500
Queens County		NY	$625,500
Richmond County		NY	$625,500
Rockland County		NY	$625,500
Suffolk County		NY	$625,500
Westchester County		NY	$625,500
Delaware County		OH	$310,500
Fairfield County		OH	$310,500
Franklin County		OH	$310,500
Licking County		OH	$310,500
Madison County		OH	$310,500
Morrow County		OH	$310,500
Pickaway County		OH	$310,500
Union County		OH	$310,500
Benton County		OR	$295,550
Clackamas County		OR	$362,250
Clatsop County		OR	$281,750
Columbia County		OR	$362,250
Curry County		OR	$327,750
Deschutes County		OR	$305,900
Hood River County		OR	$371,450
Jackson County		OR	$279,450
Lincoln County		OR	$276,000
Multnomah County		OR	$362,250
Tillamook County		OR	$287,500
Washington County		OR	$362,250
Yamhill County		OR	$362,250
Bucks County		PA	$379,500
Carbon County		PA	$305,900
Chester County		PA	$379,500
Delaware County		PA	$379,500
Lehigh County		PA	$305,900
Montgomery County		PA	$379,500
Northampton County		PA	$305,900
Philadelphia County		PA	$379,500
Pike County		PA	$625,500
Bristol County		RI	$426,650
Kent County		RI	$426,650
Newport County		RI	$426,650
Providence County		RI	$426,650
Washington County		RI	$426,650
Beaufort County		SC	$310,500
Berkeley County		SC	$302,450
Charleston County		SC	$302,450
Dorchester County		SC	$302,450
Georgetown County		SC	$327,750
Jasper County		SC	$310,500
Cannon County		TN	$393,300
Cheatham County		TN	$393,300
Davidson County		TN	$393,300
Dickson County		TN	$393,300
Hickman County		TN	$393,300
Macon County		TN	$393,300
Robertson County		TN	$393,300
Rutherford County		TN	$393,300
Smith County		TN	$393,300
Sumner County		TN	$393,300
Trousdale County		TN	$393,300
Williamson County		TN	$393,300
Wilson County		TN	$393,300
Atascosa County		TX	$287,500
Bandera County		TX	$287,500
Bexar County		TX	$287,500
Comal County		TX	$287,500
Guadalupe County		TX	$287,500
Kendall County		TX	$287,500
Medina County		TX	$287,500
Wilson County		TX	$287,500
Davis County		UT	$389,850
Morgan County		UT	$389,850
Salt Lake County		UT	$600,300
Summit County		UT	$600,300
Tooele County		UT	$600,300
Wasatch County		UT	$325,450
Washington County		UT	$278,300
Weber County		UT	$389,850
Albemarle County		VA	$437,000
Alexandria city		VA	$625,500
Amelia County		VA	$535,900
Arlington County		VA	$625,500
Caroline County		VA	$535,900
Charles City County		VA	$535,900
Charlottesville city		VA	$437,000
Chesapeake city		VA	$458,850
Chesterfield County		VA	$535,900
Clarke County		VA	$625,500
Colonial Heights city		VA	$535,900
Culpeper County		VA	$287,500
Cumberland County		VA	$535,900
Dinwiddie County		VA	$535,900
Fairfax city		VA	$625,500
Fairfax County		VA	$625,500
Falls Church city		VA	$625,500
Fauquier County		VA	$625,500
Fluvanna County		VA	$437,000
Fredericksburg city		VA	$625,500
Gloucester County		VA	$458,850
Goochland County		VA	$535,900
Greene County		VA	$437,000
Hampton city		VA	$458,850
Hanover County		VA	$535,900
Harrisonburg city		VA	$277,150
Henrico County		VA	$535,900
Hopewell city		VA	$535,900
Isle of Wight County		VA	$458,850
James City County		VA	$458,850
King and Queen County		VA	$535,900
King George County		VA	$350,750
King William County		VA	$535,900
Lancaster County		VA	$442,750
Loudoun County		VA	$625,500
Louisa County		VA	$535,900
Manassas city		VA	$625,500
Manassas Park city		VA	$625,500
Mathews County		VA	$458,850
Nelson County		VA	$437,000
New Kent County		VA	$535,900
Newport News city		VA	$458,850
Norfolk city		VA	$458,850
Northumberland County		VA	$318,550
Petersburg city		VA	$535,900
Poquoson city		VA	$458,850
Portsmouth city		VA	$458,850
Powhatan County		VA	$535,900
Prince George County		VA	$535,900
Prince William County		VA	$625,500
Rappahannock County		VA	$359,950
Richmond city		VA	$535,900
Rockingham County		VA	$277,150
Spotsylvania County		VA	$625,500
Stafford County		VA	$625,500
Suffolk city		VA	$458,850
Surry County		VA	$458,850
Sussex County		VA	$535,900
Virginia Beach city		VA	$458,850
Warren County		VA	$625,500
Williamsburg city		VA	$458,850
York County		VA	$458,850
St. Croix Island		VI	$327,750
St. John Island		VI	$623,300
St. Thomas Island		VI	$446,200
Bennington County		VT	$277,150
Chittenden County		VT	$287,500
Franklin County		VT	$287,500
Grand Isle County		VT	$287,500
Lamoille County		VT	$276,000
Chelan County		WA	$342,700
Clallam County		WA	$296,700
Clark County		WA	$362,250
Douglas County		WA	$342,700
Island County		WA	$316,250
Jefferson County		WA	$322,000
King County		WA	$506,000
Kitsap County		WA	$307,050
Pierce County		WA	$506,000
San Juan County		WA	$483,000
Skagit County		WA	$295,550
Skamania County		WA	$362,250
Snohomish County		WA	$506,000
Thurston County		WA	$293,250
Whatcom County		WA	$304,750
Kenosha County		WI	$365,700
Milwaukee County		WI	$281,750
Ozaukee County		WI	$281,750
Pierce County		WI	$318,550
St. Croix County		WI	$318,550
Washington County		WI	$281,750
Waukesha County		WI	$281,750
Jefferson County		WV	$625,500
Sublette County		WY	$276,000
Teton County		WY	$625,500

All information provided based on best information available as of 11-10-2008.  

For informational purposes only.   www.vandykfunding.com

Access the 2010 High cost area loan limits (PDF): 

2010 Loan Limits Fannie & Freddie Conventional loans

2010 FHA Loan Limits  FHA Home Loans

2010 VA Loan Limits   VA Home Loans